The Pacific Group of Wells Fargo Advisors
 
 
Mission Statement
 
We aim to develop strategies that allow our clients to provide for their families and the causes important to them.  We place emphasis on quality relationships and mutual integrity.  
 
 
 
 
 
Tailored Solutions
 
While we aim to manage portfolios in a manner consistent with our core beliefs and biases  across our client base, we do remain focused on your unique goals, time horizon and risk tolerance.   Each of our clients lives a unique life. There are always unforeseen hurdles and unplanned opportunities. Staying on course, while the landscape changes, is a challenge for us to face together.

Our team seeks to provide you with the information and guidance necessary to be in charge of your financial life, as opposed to feeling at the whim of the markets. At the heart of the matter is communication. We work with you to develop a tailored strategy to pursue individual goals with the greatest efficiency in mind. This entails a detailed plan, reviewing the plan, and adapting as life presents changes in goals, resources, and opportunities. The planning process begins with an assessment to determine if your goals are projected to be underfunded or overfunded. If underfunded, how do we adjust the funding base over time, modify the investment objectives, or reframe the goals?  If overfunded, what opportunities are presented for reducing risk, modifying goals, or increasing planned giving? We arrive at solutions together, including you and your other advisors (i.e. CPAs, Attorneys, etc). 
 
We specialize in working with accounts in excess of 1 million dollars.
 

 
Strategy
 
We diversify our investment strategy across several asset classes and regions, with a goal of reducing your standard deviation (volatility) relative to traditional market benchmarks.*  We employ the use of mutual funds, individual stocks and bonds, ETFs, and alternative investments.  We manage assets either as fee-based advisors or in traditional transactional formats, as determined by your preferences and suitability.
 
 
 * Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns, but can help provide more consistent returns through all kinds of market environments.
Calculators

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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